Moist Chocolate Banana Muffins – Rich & Fluffy Treats

Looking for a sweet, indulgent treat that’s still wholesome? These Moist Chocolate Banana Muffins are packed with ripe bananas, cocoa, and a touch of chocolate chips for a rich, melt-in-your-mouth experience. Perfect for breakfast, snack time, or dessert, they’re easy to make, naturally sweetened with bananas, and guaranteed to satisfy chocolate lovers of all ages.

Why You’ll Love This Recipe

  • Moist & Fluffy: Ripe bananas create soft, tender muffins with a perfect crumb.
  • Chocolatey: Cocoa powder and chocolate chips deliver indulgent chocolate flavor.
  • Quick & Simple: Mix in one bowl and bake—no complicated steps required.
  • Naturally Sweet: Bananas provide sweetness without too much added sugar.
  • Family-Friendly: Great for kids’ snacks, breakfast on the go, or dessert.

Ingredients

Flat lay of chocolate banana muffins ingredients

  • 1 ½ cups all-purpose flour
  • ¼ cup cocoa powder
  • 1 teaspoon baking soda
  • ½ teaspoon baking powder
  • ¼ teaspoon salt
  • 3 ripe bananas, mashed
  • ½ cup brown sugar or coconut sugar
  • ¼ cup melted coconut oil or butter
  • 1 large egg
  • 1 teaspoon vanilla extract
  • ½ cup chocolate chips, plus extra for topping

Step-by-Step Instructions

Step-by-step collage showing chocolate banana muffins preparation

  1. Preheat oven & prep pan: Preheat oven to 350°F (175°C) and line a 12-cup muffin tin with paper liners.
  2. Mix dry ingredients: In a large bowl, sift together flour, cocoa powder, baking soda, baking powder, and salt. Set aside.
  3. Prepare wet ingredients: In another bowl, mash bananas, then whisk in brown sugar, melted coconut oil, egg, and vanilla until smooth.
  4. Combine wet & dry: Gently fold the wet ingredients into the dry ingredients until just combined. Avoid overmixing to keep muffins tender.
  5. Add chocolate chips: Fold in ½ cup chocolate chips. Spoon batter evenly into prepared muffin cups, filling about ¾ full.
  6. Bake: Top with extra chocolate chips if desired. Bake for 18–22 minutes or until a toothpick inserted comes out clean.
  7. Cool & enjoy: Let muffins cool in the pan for 5 minutes, then transfer to a wire rack. Serve warm or store in an airtight container.

Tips & Variations

  • Extra chocolatey: Add ¼ cup cocoa nibs or chopped dark chocolate.
  • Nutty twist: Fold in ½ cup chopped walnuts or pecans for crunch.
  • Vegan option: Replace egg with 1 flax egg (1 tbsp ground flax + 3 tbsp water) and use plant-based milk instead of oil.
  • Make mini muffins: Bake for 12–15 minutes if using a mini muffin pan.
  • Freeze for later: Freeze fully cooled muffins in a freezer bag for up to 2 months.

Storage & Freezer Instructions

  • Room temperature: Store in an airtight container for up to 3 days.
  • Refrigerate: Keeps up to 1 week. Warm slightly before serving to restore softness.
  • Freeze: Wrap individually or in batches and freeze for up to 2 months. Thaw overnight or heat briefly in the microwave.

Serving & Pairing Ideas

Chocolate banana muffins served with coffee showing moist interior

  • Serve with a cup of coffee or hot chocolate for a cozy breakfast.
  • Pair with fresh fruit or yogurt for a balanced snack.
  • Top with nut butter for extra protein and richness.
  • Sprinkle with cinnamon or powdered sugar for a festive touch.

Frequently Asked Questions

Can I use overripe bananas?

Absolutely! Overripe bananas are ideal—they are sweeter and create the softest muffins. The darker the bananas, the richer the flavor.

Can I make this recipe gluten-free?

Yes! Replace all-purpose flour with a 1:1 gluten-free flour blend. Ensure baking powder is gluten-free. Texture may be slightly denser but still moist and delicious.

How can I make these muffins vegan?

Replace the egg with a flax egg (1 tablespoon ground flax + 3 tablespoons water) and swap butter with coconut oil or plant-based butter. Use plant-based chocolate chips.

How do I store muffins to keep them moist?

Keep in an airtight container at room temperature for a few days. For longer storage, freeze individually wrapped muffins. Warming them slightly restores freshness and softness.

Ready to Make It?

These Moist Chocolate Banana Muffins are a simple, wholesome, and indulgent treat for any time of day. Whether for breakfast, snack, or dessert, they’re easy to bake, naturally sweet, and sure to please everyone in the family. Save this recipe for later or share it with friends who love chocolate and bananas!

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Chocolate banana muffins showing moist interior

Moist Chocolate Banana Muffins


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  • Author: Myla
  • Total Time: 30 mins
  • Yield: 12 muffins 1x
  • Diet: Vegetarian

Description

Rich and moist chocolate banana muffins, naturally sweetened and perfect for breakfast or dessert.


Ingredients

Scale

1 ½ cups all-purpose flour

¼ cup cocoa powder

1 teaspoon baking soda

½ teaspoon baking powder

¼ teaspoon salt

3 ripe bananas, mashed

½ cup brown sugar or coconut sugar

¼ cup melted coconut oil or butter

1 large egg

1 teaspoon vanilla extract

½ cup chocolate chips, plus extra for topping


Instructions

1. Preheat oven to 350°F (175°C) and line a 12-cup muffin tin.

2. Mix flour, cocoa, baking soda, baking powder, and salt in a bowl.

3. Mash bananas and whisk with sugar, oil, egg, and vanilla.

4. Fold wet ingredients into dry ingredients gently.

5. Fold in chocolate chips and fill muffin cups ¾ full.

6. Top with extra chocolate chips and bake 18–22 minutes.

7. Cool muffins in pan 5 minutes, then transfer to wire rack.

Notes

Store muffins in airtight container at room temperature up to 3 days.

Freeze fully cooled muffins up to 2 months.

Add nuts or extra chocolate for variation.

Use flax egg and plant-based butter for vegan option.

  • Prep Time: 10 mins
  • Cook Time: 20 mins
  • Category: Breakfast
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 1 muffin
  • Calories: 180
  • Sugar: 12 g
  • Sodium: 120 mg
  • Fat: 6 g
  • Saturated Fat: 3 g
  • Unsaturated Fat: 3 g
  • Trans Fat: 0 g
  • Carbohydrates: 28 g
  • Fiber: 3 g
  • Protein: 3 g
  • Cholesterol: 25 mg

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